RATIONALE

With typically lower interest rates than other unsecured loans or overdrafts and lower monthly costs, individuals will most likely embrace Mortgages especially Commercial mortgages as they are not subject to rental fluctuations of residential properties, providing Customers with more stable business planning environment. It makes sense then to have a Residential and Commercial Mortgage in place in any financial Institution. Customers when informed that they can make substantial capital gain and realize capital growth over a long period as Commercial mortgage payment plans normally extend for a number of years letting a business focus on profit and loss as well as cash flow matters will definitely embrace Mortgages. Rent income becomes a strong consideration to both Lenders and Borrower in Commercial Lending.

OBJECTIVES

At the end of the Course, participants will understand the need and advantage of mobilizing funds for provision of affordable residential and commercial houses, encourage programs that will enhance housing financing among low and medium income earners. They will speak authoritatively in respect of providing loans or obtaining loan as the case may be for Residential and Commercial Properties.

COURSE CONTENT

•      Overview of Financial Services
•      Finance and Mortgage Broking
•      Residential and Commercial Loan modules
•      Managing residential loans vs. commercial loan for maximum benefit
•      Bookkeeping & Accounting requirements in commercial lending.
•      What Borrowers / Developers must know in Commercial Lending.

• Who Should Attend
•      Financial Institutions
•      Federal & State Government Institution
•      Primary Mortgage Institutions
•      Real Estate Brokerage Companies
•      Real Estate Investors/ Developers.

Delivery Methodology

The Course will be delivered through Lectures and Group Discussions.

Mode of Assessment for Certification:        100% Attendance

Duration of Course:                                    Three (3) Days Program

Date:                                                           To be determined

Venue of Program / Course:                      Lagos, Sheraton Hotel & Towers, Lagos

Program / Course Fee:                              N150,000.00

Program Coordinator:                               Prince (Dr.) Ade Akinfolurin / Alh Salisu Ibrahim/Faith Daudu

Telephone Contact:                                  +234 909 539 0986, +234 803 458 1997, +234 909 539 1050

Email:                                                         info@moreacademy.org